How to buy Ping An Financial Manager? Analysis of popular financial management strategies across the Internet
In the past 10 days, there have been frequent hot spots in the financial management market, and investors' attention to stable financial management products has increased significantly. As a comprehensive financial service platform under Ping An Group, Ping An Financial Manager's financial products have become a hot topic recently due to their high safety and stable income. This article will provide you with a detailed analysis of the purchase methods and precautions of Ping An Jin Guanjia Financial Management based on hot topics across the Internet.
1. Review of recent hot spots in the financial management market (last 10 days)
| Ranking | hot topics | search index | Related platforms |
|---|---|---|---|
| 1 | Bank financial management yields rebound | 985,000 | Baidu/Weibo |
| 2 | Benefits for new users of Ping An Gold Butler | 762,000 | WeChat/Douyin |
| 3 | Optional short-term financial management plan | 658,000 | Zhihu/Snowball |
| 4 | Wealth Management vs. Ping An Financial Manager | 534,000 | Toutiao/Little Red Book |
2. The whole process of purchasing Ping An Jin Guanjia financial products
1.Download registration: Download the "Ping An Gold Butler" APP through the app store and complete real-name authentication (ID card and bank card required).
2.Product selection: After logging in, click the "Financial Management" channel. The platform provides three types of mainstream products:
| product type | Minimum purchase amount | Expected annualized | term |
|---|---|---|---|
| Current financial management | Starting from 1 yuan | 2.3%-3.5% | Apply and redeem at any time |
| Regular financial management | Starting from 1,000 yuan | 3.8%-4.5% | 30-365 days |
| Fund products | Starting from 10 yuan | floating income | long term holding |
3.Risk assessment: First-time purchase requires completing a risk assessment questionnaire, and the system will recommend suitable products based on the results.
4.Pay for purchase: After selecting the product, enter the purchase amount, and support quick payment with bank card or payment with Ping An account balance.
3. Recommendations of recent popular products (data as of November 2023)
| Product name | Seven days annualization | Increase in recent January | Subscription status |
|---|---|---|---|
| Ping An Ying-Tianli | 3.28% | +0.15% | Open |
| Xinxiang is scheduled to open in three months | 4.12% | +0.22% | Limited sale |
| Carbon Neutral Theme Fund | -- | +5.6% | Subscription period |
4. Precautions when purchasing
1.Account security: It is recommended to turn on the fingerprint/face recognition function and never disclose the verification code.
2.Fee description: There is no subscription fee for most products, but some fund products will charge a 1.5% redemption fee if held for less than 7 days.
3.Arrival time: Current financing will be credited to your account in real time, and fixed-term products will be credited to your account 1-3 working days after expiration.
4.Promotions: New users will receive 18,888 free trial credits upon registration, and an additional 1% coupon for the first purchase of regular financial management.
5. Answers to the 5 questions that users are most concerned about
Q1: Is Ping An Financial Manager safe?
A: The platform is supervised by the China Banking and Insurance Regulatory Commission, the products are issued by formal financial institutions, and the funds are deposited by banks.
Q2: How much is the minimum amount to start financial management?
A: The minimum investment for current financial management is 1 yuan, the minimum investment for regular financial management is 1,000 yuan, and the minimum investment for funds is 10 yuan.
Q3: How to calculate income?
A: Daily income = investment amount × annualized rate of return ÷ 365. Most products calculate interest on a daily basis.
Q4: What are the restrictions on early redemption?
A: Regular financial products generally do not support early redemption, while current products can be redeemed at any time.
Q5: Do I need to pay tax on income?
A: Personal income tax is not levied on the income from financial products for the time being.
Conclusion:In the current market environment, Ping An Financial Butler relies on Ping An Group's comprehensive financial advantages to provide users with safe and convenient financial management channels. It is recommended that investors reasonably allocate a combination of current and regular financial products based on their own risk tolerance and capital usage needs. By downloading the APP now, you can also participate in the "Double Eleven Financial Carnival" event, where a variety of limited-edition, high-yield products are on sale for a limited time.
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